SATMA PAGAR PANCH MUJAB GHAR BHADU AND MEDICAL BHATHTHU APAVA BABAT.
A mortgage is a loan in which real estate or property is used as collateral. The borrower enters into an agreement with the lender (usually a bank), which receives the money in advance, and then pays for a certain period of time until the borrower makes a payment. The good news is that you can get an average or bad mortgage. Indeed, lenders who specialize in government programs, FHA and VA loans, as well as low-level loans such as Carrington and Quicken loans, cheapen housing loans for the poor. A mortgage is a loan in which real estate or property is used as collateral. The borrower enters into an agreement with the lender (usually a bank), which is paid within a certain period of time after the loan is received until the lender is fully paid. Houses are mainly used to buy houses, land, building land, etc., while housing loans are defined as mortgages.It allows borrowers with scores of 580 or more toqualify with just 3.5 percent down. However, FHA lenders often require at least a 620 and won't consider lower scores, regardless of the down payment. FHA loans also require mortgageinsurance, which you pay monthly.Or you can find down payment assistance programs that could allow you to buy a home with no moneydown. USDA and VA loans require zero down payment. FHA and Conventional loans need just 3.5% or less down, but 100% of the down payment can be a gift. This would make it possible to buy a house with no money down.This rule says that your mortgage payment (which includes property taxes and homeowners insurance) should be no more than 28% of your pre-tax income, and your total debt (including yourmortgage and other debts such as car or student loan payments) should be no more than 36% of your pre-tax income.